We value each and every client relationship. You have entrusted us with certain information, and you can expect that information to be handled with the utmost confidentiality. Below is a copy of our Privacy Policy. This policy is in place to ensure the safekeeping of any information you have provided to us. This does not reflect a change in the way we do business or handle your information.

We collect nonpublic personal information about you in order to obtain the best and most cost effective insurance products. This information originates from the following sources:

• Information we receive from you on applications or other forms
• Information about your transactions with us, our affiliates or others
• Information we receive from a consumer reporting agency
• Information we receive from a medical information bureau

We do not disclose any nonpublic personal information about you to anyone, except as permitted by law. We may disclose nonpublic personal information about you, such as we have described above, to our affiliates and non-affiliated service providers when necessary to carry out our normal business activities. These activities may include evaluating requests for insurance products, evaluating claims, marketing services, administering of policies, and processing transactions at your request, other insurance agencies or companies that perform services for us in connection with carrying out an insurance transaction involving you or your policy, other types of financial institutions such as premium finance companies, reservation of the right to disclose information in unforeseen circumstances i.e., in connection with the potential sale or transfer., government agencies to whom you are required to show proof of insurance and financial institutions to show proof of insurance to secure a loan or lease. If you prefer that we do not disclose nonpublic personal information about you to non-affiliated third parties, please notify us in writing within 30 days.